Chapter 13 Bankruptcy Services From An Experienced Local Firm
Chapter 13 bankruptcy offers individuals with a higher than median income or those who have too much equity in their homes an opportunity to pay down debts through a structured repayment plan followed by a discharge of qualifying remaining debts at the end of the repayment schedule. Our team at the Law Office of Donald H. London Esq. will listen as you explain your circumstances and can provide advice while pursuing relief.
When you sit down with us, an experienced lawyer will explain the means test, the benefits of the automatic stay, possible exemptions, and other relevant factors that pertain to your individual situation.
Guiding You Through Each Step Of Your Chapter 13 Filing
For many people, Chapter 13 bankruptcy can provide breathing room to take necessary steps toward becoming debt-free. If you are faced with foreclosure, wage garnishment or unyielding harassment from creditors, Chapter 13 bankruptcy may offer some of the following protections and benefits:
- Repossession actions will cease as the automatic stay goes into effect
- Foreclosure actions on your home or other property will stop
- The structured repayment schedule gives you time to pay down debts (often three to five years)
- Your property and assets will be left untouched
- You can gradually rebuild your finances as well as your credit rating
Filing for bankruptcy should never be taken lightly. At our firm, we explore all possible options for resolving debt problems before we recommend a course of action. By working with attorney London and our staff, you can feel confident knowing you have more than 20 years of experience protecting your interests and advising your next move.
Is Chapter 13 Bankruptcy The Right Move For Me?
It’s not unusual to have doubts or reservations regarding bankruptcy. There are numerous myths out there that leave many people confused. When you work with us at the Law Office of Donald H. London Esq., you will receive facts and straightforward advice tailored to your individual situation.
To learn more about bankruptcy, including Chapter 13 protections, call our Yonkers, New York, law office at 914-965-7230 or complete our online contact form. We take pride in answering and returning phone calls. We regularly schedule evening and weekend appointments to accommodate our clients. We also offer Spanish-language services.
We are a debt relief agency. We help people file for bankruptcy under the U.S. Bankruptcy Code.